CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Wilkes Regional Medical Center

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $130
Cash Discount Price: $127
vs. Medicare Baseline: 4.69x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Wilkes Regional Medical Center is $130. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $127. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 4.69x the Medicare baseline. Located in 1370 West D St, North Wilkesboro, NC.

Cash / Self-Pay

$127

Average discount available for prompt cash payment at this facility.

Insurance Median

$130

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $127 (458%)

Insurance Median: $130 (469%)

Cash: $127 (458% of Medicare)

Ins. Median: $130 (469% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 469% of the Medicare baseline (a markup of 369%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthteam	$27	97%
Amerihealth	$47 - $150	170%
Carolina Complete	$47 - $48	170%
Healthblue	$47 - $48	170%
Partners	$47 - $48	170%
UnitedHealthcare	$47 - $138	170%
Vaya	$47 - $49	170%
Wellcare	$47 - $49	170%
Alliance	$48 - $49	173%
Trillium	$48 - $50	173%
Blue Cross Blue Shield	$72 - $151	260%
Medcost	$72 - $184	260%
Aetna	$95 - $177	343%
Ambetter / Centene	$105 - $157	379%
Cigna	$130 - $140	469%
Oscar	$137 - $168	494%
Directnet	$147 - $152	530%
Private Healthcare Systems	$224 - $232	808%
Multiplan	$229 - $237	826%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $127.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Wilkes Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.