CMS Price Transparency Data

X-ray, hip

Facility: The McDowell Hospital

Billing Code: 73502 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73502
Insurance Median: $489
Cash Discount Price: $1,055
vs. Medicare Baseline: 5.50x Medicare

The contracted insurance negotiated median rate for a X-ray, hip at The McDowell Hospital is $489. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,055. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 5.50x the Medicare baseline. Located in 430 Rankin Drive P O Box 730, Marion, NC.

Cash / Self-Pay

$1,055

Average discount available for prompt cash payment at this facility.

Insurance Median

$489

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $1,055 (1187%)

Insurance Median: $489 (550%)

Cash: $1,055 (1187% of Medicare)

Ins. Median: $489 (550% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 550% of the Medicare baseline (a markup of 450%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$133 - $148	150%
United	$135 - $570	152%
Wellcare	$137 - $152	154%
Amerihealth	$138 - $154	155%
Partners Health Management	$140 - $155	157%
Vaya Health	$140 - $155	157%
Apex Health	$200 - $222	225%
Cigna	$343 - $594	386%
Caresource	$440 - $488	495%
Medcost	$490 - $943	551%
Magellan	$600 - $666	675%
Magellan Behavioral Health	$600 - $666	675%
Aetna	$723 - $802	813%
Multiplan	$800 - $888	900%
Avalon Administrative Services	$850 - $943	956%
Prime Health	$880 - $999	990%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,055.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73502.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The McDowell Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73502.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.