The McDowell Hospital
430 Rankin Drive P O Box 730, Marion, NC 28752 · 120 Priced Procedures · 72% Patient Recommendation
Typical commercial prices here match the fair market benchmark (0.98×) after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 0.98× fair market pricing.
Aligned Regional Benchmark Peer
The McDowell Hospital prices shoppable and inpatient services (1.4× to 1.0× Medicare, divergence 0.71×) in alignment with regional hospital peers (0.98× Fair BaseRate). Reviewing plan-specific negotiated rates and cash discounts helps lock in the lowest out-of-pocket tier.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 2% below peer Fair BaseRate (0.98×)
- Self-pay cash beats commercial insurance on 3% of shoppable procedures (25/100 Cash Honesty)
- CMS clinical safety score (72/100 safety score) with 72% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.8× markup over Medicare rates
- Commercial insurance median sits at 0.99× Fair BaseRate (1.4× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Specialty infusion drugs (J-codes) average 1.3× Medicare — verify per-unit billing on itemized statements
- Consolidated metro market (HHI 10,000) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at The McDowell Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 120 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $26,838 | 0.9× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $17,606 | 0.9× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $17,539 | 0.9× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $16,243 | 0.9× |
| Total knee replacement CPT Code: 27447 | $14,400 | 1.1× |
| Total hip replacement CPT Code: 27130 | $14,400 | unverified |
| Cataract surgery with lens implant CPT Code: 66984 | $10,692 | unverified |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $9,586 | 21.4× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $8,926 | 1.1× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $8,180 | 16.0× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $7,710 | 25.4× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $7,270 | 2.2× |
| Inguinal hernia repair CPT Code: 49505 | $7,270 | unverified |
| Rabies immune globulin HCPCS Code: 90375 | $6,570 | 20.4× |
| MRI, lower back (no contrast) CPT Code: 72148 | $5,913 | 17.5× |
| MRI, knee or other leg joint CPT Code: 73721 | $5,848 | 15.8× |
| MRI, brain (no contrast) CPT Code: 70551 | $5,781 | 16.9× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $5,732 | 22.2× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $5,445 | 0.9× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $4,888 | 4.8× |
| Bunion correction surgery CPT Code: 28296 | $4,452 | 1.3× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $4,268 | 25.3× |
| CT scan, head (with contrast) CPT Code: 70460 | $4,273 | 17.7× |
| CT scan, head (no contrast) CPT Code: 70450 | $3,960 | 24.8× |
| CT scan, sinuses CPT Code: 70486 | $3,960 | 23.9× |
Audit a Bill or Quote at The McDowell Hospital (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask The McDowell Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($64,411) is $33,636 above the denoised Fair BaseRate ($30,775) and 2.7× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify The McDowell Hospital as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (272 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for The McDowell Hospital.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.