CMS Price Transparency Data

Bunion correction surgery

Facility: Hugh Chatham Memorial Hospital

Billing Code: 28296 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$863

about 0.3× the $3,343 Medicare rate · typically $667–$2,388

modeled estimate · not a bill or quote

What this hospital charges insurers

$786

About the fair price

about $77 under the fair price · 0.2× Medicare

Medicare pays $3,343 Fair price $863 This hospital $786 Cash price $744 Hospital's list price $1,144

How we calculate the fair BaseRate →

How this hospital compares to other NC hospitals

On the higher side — 7 of 8 other NC hospitals charge less.

Cheapest $484 Priciest $3,059

Black dot = this hospital, among the 9 NC hospitals with a price for this procedure. Full list below.

A fair price for a Bunion correction surgery is about $863 (about 0.3× the $3,343 Medicare rate). Hugh Chatham Memorial Hospital charges insurers about $786, or about $744 in cash — about the fair price. Located in Elkin, NC.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Humana AetnaCignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$492 - $2,863	15%
Blue Cross Blue Shieldmajor	$624 - $2,863	19%
Humanamajor	$2,863	86%
+ 1 smaller / regional plan	$492 - $791

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 744), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm Hugh Chatham Memorial Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Hugh Chatham Memorial Hospital

Compare: Bunion correction surgery at other NC hospitals

Insurance negotiated median for the same procedure, sorted lowest first.