CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Catawba Valley Medical Center

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $10,084
Cash Discount Price: $12,247
vs. Medicare Baseline: 1.63x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Catawba Valley Medical Center is $10,084. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $12,247. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 1.63x the Medicare baseline. Located in 810 Fairgrove Church Rd, Hickory, NC.

Cash / Self-Pay

$12,247

Average discount available for prompt cash payment at this facility.

Insurance Median

$10,084

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $12,247 (198%)

Insurance Median: $10,084 (163%)

Cash: $12,247 (198% of Medicare)

Ins. Median: $10,084 (163% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$2,808 - $10,206	45%
Cigna	$5,348 - $11,227	87%
Humana	$5,455 - $16,330	88%
Wellcare	$5,508	89%
Blue Cross Blue Shield	$5,615 - $10,084	91%
Devoted Health	$5,615	91%
Gateway	$5,615	91%
Longevity Healthcare	$5,615	91%
Liberty Advantage	$5,669	92%
Troy	$5,669	92%
Medcost	$10,206 - $13,982	165%
Caresource North Carolina	$12,032	195%
Directnet	$12,247	198%
Aetna	$12,431	201%
Prime Health Service	$15,309	248%
Multiplan	$17,350	281%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $12,247.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Catawba Valley Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.