CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Catawba Valley Medical Center

Billing Code: 59400 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59400
Insurance Median: $2,869
Cash Discount Price: $2,663
vs. Medicare Baseline: 1.30x Medicare

The contracted insurance negotiated median rate for a Vaginal delivery (full package) at Catawba Valley Medical Center is $2,869. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,663. Compared to the federal Medicare reimbursement reference rate of $2,214.42, this hospital’s rate is 1.30x the Medicare baseline. Located in 810 Fairgrove Church Rd, Hickory, NC.

Cash / Self-Pay

$2,663

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,869

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,214.42

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,214.42 (100%)

Cash / Self-Pay: $2,663 (120%)

Insurance Median: $2,869 (130%)

Cash: $2,663 (120% of Medicare)

Ins. Median: $2,869 (130% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,214.42 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medcost	$2,188 - $3,083	99%
UnitedHealthcare	$2,188 - $2,250	99%
Cigna	$2,406 - $2,475	109%
Directnet	$2,625 - $2,700	119%
Aetna	$2,664 - $2,741	120%
Prime Health Service	$3,281 - $3,375	148%
Humana	$3,500 - $3,600	158%
Multiplan	$3,719 - $3,825	168%
Blue Cross Blue Shield	$4,765	215%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,663.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59400.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Catawba Valley Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59400.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.