CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: The Outer Banks Hospital, Inc

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $18
Cash Discount Price: $15
vs. Medicare Baseline: 3.00x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at The Outer Banks Hospital, Inc is $18. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $15. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 3.00x the Medicare baseline. Located in 4800 South Croatan Highway, Nags Head, NC.

Cash / Self-Pay

$15

Average discount available for prompt cash payment at this facility.

Insurance Median

$18

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $15 (250%)

Insurance Median: $18 (300%)

Cash: $15 (250% of Medicare)

Ins. Median: $18 (300% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 300% of the Medicare baseline (a markup of 200%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Trillium [1296]	$7	116%
Blue Cross Blue Shield	$7 - $73	116%
Liberty Advantage [1313]	$8 - $44	133%
Aetna	$8 - $93	133%
UnitedHealthcare	$8 - $70	133%
Humana	$8 - $45	133%
Longevity Health [1411]	$10 - $54	166%
Carolina Complete Health [1317]	$11	183%
Wellcare [1320]	$11	183%
Amerihealth McAid Adv [1316]	$11	183%
Nc Dept of Public Safety [1095]	$13 - $75	216%
Medcost [1067]	$14 - $80	233%
Cigna	$18 - $113	300%
Multiplan [1031]	$20 - $113	333%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $15.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The Outer Banks Hospital, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.