The Outer Banks Hospital, Inc
4800 South Croatan Highway, Nags Head, NC 27959 · 92 Priced Procedures · 77% Patient Recommendation
Typical commercial prices here are +69% above the fair benchmark (1.69×) even after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 1.69× fair market pricing.
Loss-Leader / Captive Ancillary Cross-Subsidizer
The Outer Banks Hospital, Inc prices routine shoppable procedures near 0.6× Medicare (p50 1.71×) while skewing captive emergency, lab, and upper-quartile codes to 1.8× Medicare (p75 1.78×, +4% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 1.50× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 66% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 77% patient recommendation (71/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (58.7% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.69× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (0.9×) & laboratory (3.0×) services average 3.00× higher multiples than routine shoppable care (0.6×)
- Even at low-cost facilities (1.69× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Consolidated metro market (HHI 10,000) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at The Outer Banks Hospital, Inc
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 92 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $49,251 | unverified |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $30,895 | 1.6× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $29,820 | unverified |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $27,747 | 1.5× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $10,800 | 1.3× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $5,410 | 12.1× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $4,512 | 14.9× |
| MRI, knee or other leg joint CPT Code: 73721 | $3,863 | 10.5× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $3,478 | 6.8× |
| Rabies immune globulin HCPCS Code: 90375 | $2,962 | 9.2× |
| MRI, brain (no contrast) CPT Code: 70551 | $2,671 | 7.8× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $2,615 | 10.1× |
| Ultrasound, pelvis CPT Code: 76856 | $2,420 | 18.6× |
| MRI, lower back (no contrast) CPT Code: 72148 | $2,327 | 6.9× |
| Hepatitis B immune globulin HCPCS Code: 90371 | $1,911 | 12.7× |
| CT scan, pelvis CPT Code: 72192 | $1,889 | 11.6× |
| CT scan, sinuses CPT Code: 70486 | $1,900 | 11.4× |
| CT scan, chest (no contrast) CPT Code: 71250 | $1,793 | 10.7× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $1,432 | 8.5× |
| Ultrasound, abdomen (complete) CPT Code: 76700 | $1,375 | 10.3× |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $1,305 | 7.8× |
| Ultrasound, abdomen (limited) CPT Code: 76705 | $1,254 | 10.0× |
| Ultrasound, thyroid and neck CPT Code: 76536 | $1,090 | 8.3× |
| CT scan, head (with contrast) CPT Code: 70460 | $1,062 | 4.4× |
| Blood transfusion CPT Code: 36430 | $907 | 1.8× |
Audit a Bill or Quote at The Outer Banks Hospital, Inc (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $87,296
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (58.7% of gross = $87,296).
Self-Pay Cash Rate ($83,280) Beats Your Bill
The Outer Banks Hospital, Inc's published 45 CFR § 180 self-pay cash rate is $83,280 (vs. $49,251 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($148,715) is $117,940 above the denoised Fair BaseRate ($30,775) and 6.3× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (58.7% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (276 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for The Outer Banks Hospital, Inc.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.