CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: The Outer Banks Hospital, Inc

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $156
Cash Discount Price: $149
vs. Medicare Baseline: 11.45x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at The Outer Banks Hospital, Inc is $156. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $149. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 11.45x the Medicare baseline. Located in 4800 South Croatan Highway, Nags Head, NC.

Cash / Self-Pay

$149

Average discount available for prompt cash payment at this facility.

Insurance Median

$156

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $149 (1093%)

Insurance Median: $156 (1145%)

Cash: $149 (1093% of Medicare)

Ins. Median: $156 (1145% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1145% of the Medicare baseline (a markup of 1045%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$8 - $177	59%
Liberty Advantage [1313]	$10 - $106	73%
UnitedHealthcare	$10 - $169	73%
Aetna	$10 - $226	73%
Humana	$10 - $109	73%
Longevity Health [1411]	$12 - $131	88%
Nc Dept of Public Safety [1095]	$17 - $181	125%
Medcost [1067]	$17 - $194	125%
Trillium [1296]	$17	125%
Cigna	$23 - $274	169%
Wellcare [1320]	$25	183%
Amerihealth McAid Adv [1316]	$25	183%
Carolina Complete Health [1317]	$25	183%
Multiplan [1031]	$26 - $274	191%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $149.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The Outer Banks Hospital, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.