CMS Price Transparency Data

Hepatitis C antibody test

Facility: The Outer Banks Hospital, Inc

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $120
Cash Discount Price: $105
vs. Medicare Baseline: 8.41x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at The Outer Banks Hospital, Inc is $120. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $105. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 8.41x the Medicare baseline. Located in 4800 South Croatan Highway, Nags Head, NC.

Cash / Self-Pay

$105

Average discount available for prompt cash payment at this facility.

Insurance Median

$120

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $105 (736%)

Insurance Median: $120 (841%)

Cash: $105 (736% of Medicare)

Ins. Median: $120 (841% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 841% of the Medicare baseline (a markup of 741%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Trillium [1296]	$18	126%
Wellcare [1320]	$26	182%
Carolina Complete Health [1317]	$26	182%
Blue Cross Blue Shield	$26 - $115	182%
Amerihealth McAid Adv [1316]	$27	189%
Liberty Advantage [1313]	$69	484%
UnitedHealthcare	$71 - $110	498%
Humana	$71	498%
Aetna	$73 - $147	512%
Longevity Health [1411]	$86	603%
Nc Dept of Public Safety [1095]	$118	827%
Medcost [1067]	$121 - $127	848%
Cigna	$160 - $179	1121%
Multiplan [1031]	$179	1254%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $105.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The Outer Banks Hospital, Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.