CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Angel Medical Center

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $40
Cash Discount Price: $109
vs. Medicare Baseline: 1.44x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Angel Medical Center is $40. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $109. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 1.44x the Medicare baseline. Located in 124 Center Court Po Box 1209, Franklin, NC.

Cash / Self-Pay

$109

Average discount available for prompt cash payment at this facility.

Insurance Median

$40

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $109 (393%)

Insurance Median: $40 (144%)

Cash: $109 (393% of Medicare)

Ins. Median: $40 (144% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$16 - $23	58%
Amerihealth	$17 - $23	61%
Partners Health Management	$17 - $24	61%
United	$17 - $57	61%
Vaya Health	$17 - $24	61%
Wellcare	$17 - $23	61%
Apex Health	$18 - $25	65%
Aetna	$20 - $81	72%
Amerigroup	$23	83%
One Call Medical	$28 - $32	101%
Cigna	$32 - $72	115%
Amerihealth Caritas	$36 - $49	130%
Caresource	$40 - $55	144%
Medcost	$40 - $67	144%
Magellan	$55 - $76	198%
Magellan Behavioral Health	$55 - $76	198%
Multiplan	$74 - $101	267%
Avalon Administrative Services	$78 - $107	281%
Prime Health	$81 - $113	292%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $109.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Angel Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.