CMS Price Transparency Data

Blood test, clotting time (PT/INR)

Facility: Essentia Health

Billing Code: 85610 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 85610
  • Insurance Median: $35
  • Cash Discount Price: $48
  • vs. Medicare Baseline: 8.16x Medicare
The contracted insurance negotiated median rate for a Blood test, clotting time (PT/INR) at Essentia Health is $35. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $48. Compared to the federal Medicare reimbursement reference rate of $4.29, this hospital’s rate is 8.16x the Medicare baseline. Located in 3000 32Nd Ave South, Fargo, ND.
Cash / Self-Pay
$48

Average discount available for prompt cash payment at this facility.

Insurance Median
$35

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$4.29

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.29 (100%)
Cash / Self-Pay: $48 (1119%)
Insurance Median: $35 (816%)
Cash: $48 (1119% of Medicare)
Ins. Median: $35 (816% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.29 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 816% of the Medicare baseline (a markup of 716%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Advocare/Security Health $4 93%
Blue Cross Blue Shield $4 - $44 93%
Freedom Blue Ppo $4 93%
Healthpartners Care Msho / Mcr Adv $4 93%
Imcare Msho Pcc Prime $4 93%
Imcare Msho Ref Req $4 93%
Itasca Med Care $4 93%
Medica Advantage Solutions $4 93%
Medica Msho/Dual Solutions $4 93%
Medica Prime Solution Group $4 93%
Medicare (plans) $4 93%
Nd Va Administration $4 93%
Platinum Blue/Vantage Blue $4 93%
Primewest $4 93%
Primewest Msho $4 93%
Secure Blue Msho $4 93%
Ubh Cost Plan $4 93%
Ubh Msho $4 93%
Ucare Msho $4 93%
UnitedHealthcare $4 - $52 93%
Sanford Health Plan $14 - $29 326%
Medica Access $17 396%
Healthpartners Care Pmap $25 583%
Medica $35 - $40 816%
Medica Uplan $35 - $36 816%
Medica Choice $40 - $41 932%
Ucare $41 - $43 956%
Cigna $42 - $44 979%
Healthpartners $42 - $44 979%
Healthpartners Pcc Prime $42 - $44 979%
Wea $45 - $50 1049%
America'S Ppo $49 - $50 1142%
Wps $52 - $55 1212%
Aetna $54 - $55 1259%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 3000 32Nd Ave South, Fargo, ND 58104
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals