Essentia Health
3000 32Nd Ave South, Fargo, ND 58104 · 133 Priced Procedures · 75% Patient Recommendation
Typical commercial prices here are 7% below the fair benchmark (0.93×) after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 0.93× fair market pricing.
Aligned Regional Benchmark Peer
Essentia Health prices shoppable and inpatient services (1.1× to 1.0× Medicare, divergence 0.91×) in alignment with regional hospital peers (0.93× Fair BaseRate). Reviewing plan-specific negotiated rates and cash discounts helps lock in the lowest out-of-pocket tier.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 7% below peer Fair BaseRate (0.93×)
- Self-pay cash beats commercial insurance on 30% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (68/100 safety score) with 75% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (46.3% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.93× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 0.94× Fair BaseRate (1.1× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Even at low-cost facilities (0.93× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Consolidated metro market (HHI 4,926) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Essentia Health
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 133 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Total hip replacement CPT Code: 27130 | $12,867 | 1.0× |
| Total knee replacement CPT Code: 27447 | $12,867 | 1.0× |
| Vaginal delivery (full package) CPT Code: 59400 | $7,143 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $5,834 | 1.0× |
| C-section delivery (full package) CPT Code: 59510 | $5,615 | unverified |
| Breast lump removal CPT Code: 19120 | $3,829 | 1.0× |
| Inguinal hernia repair CPT Code: 49505 | $3,529 | 1.0× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $3,245 | 1.0× |
| Bunion correction surgery CPT Code: 28296 | $3,245 | 0.9× |
| Cataract surgery with lens implant CPT Code: 66984 | $2,281 | 0.9× |
| Trauma team activation HCPCS Code: G0390 | $1,323 | 0.9× |
| Colonoscopy with biopsy CPT Code: 45380 | $1,179 | 0.9× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $1,017 | unverified |
| Upper endoscopy with biopsy CPT Code: 43239 | $938 | 1.0× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $912 | 0.9× |
| Injection procedure for pain management HCPCS Code: G0260 | $693 | 0.8× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $548 | 0.9× |
| Blood transfusion CPT Code: 36430 | $437 | 0.9× |
| Psychological testing by technician CPT Code: 96138 | $399 | 1.0× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $357 | 0.8× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $357 | 0.7× |
| Neurobehavioral status check CPT Code: 96116 | $311 | 1.3× |
| Rabies immune globulin HCPCS Code: 90375 | $280 | 0.9× |
| Behavioral health residential care HCPCS Code: H0011 | $299 | 0.8× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $242 | 0.8× |
Audit a Bill or Quote at Essentia Health (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $14,298
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (46.3% of gross = $14,298).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Essentia Health's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $13,413 Fair BaseRate ($13,117 Medicare)
Your bill ($30,881) is $17,468 above the denoised Fair BaseRate ($13,413) and 2.4× the $13,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (46.3% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (586 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Essentia Health.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.