CMS Price Transparency Data

Blood test, sodium

Facility: Jacobson Memorial Hospital Care Center

Billing Code: 84295 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 84295
  • Insurance Median: $31
  • Cash Discount Price: $26
  • vs. Medicare Baseline: 6.44x Medicare
The contracted insurance negotiated median rate for a Blood test, sodium at Jacobson Memorial Hospital Care Center is $31. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $26. Compared to the federal Medicare reimbursement reference rate of $4.81, this hospital’s rate is 6.44x the Medicare baseline. Located in 601 East St N, Elgin, ND.
Cash / Self-Pay
$26

Average discount available for prompt cash payment at this facility.

Insurance Median
$31

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$4.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.81 (100%)
Cash / Self-Pay: $26 (541%)
Insurance Median: $31 (644%)
Cash: $26 (541% of Medicare)
Ins. Median: $31 (644% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 644% of the Medicare baseline (a markup of 544%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $20 - $34 416%
Medicaid / KanCare $24 499%
Tricare $26 541%
UnitedHealthcare $26 - $34 541%
Medica $27 561%
Tlc Advantage $27 561%
Cigna $31 644%
Healthpartners $31 644%
Medicare (plans) $31 - $41 644%
Multiplan Commercial $31 644%
Blue Cross Blue Shield $34 - $48 707%
Humana $34 707%
Nextblue $34 707%
Sanford Health Plan $34 707%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 601 East St N, Elgin, ND 58533
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Critical Access Hospitals