Culture, blood
Facility: PAM Rehabilitation Hospital of Fargo
Billing Code: 87040 (CPT)
This hospital's typical commercial price is $10 compared to the $30 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
One of the lower prices — 3 of 6 other ND hospitals charge more for the same procedure.
Black dot = this hospital, among the 7 ND hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Culture, blood is about $30 (about 3.0× the $10 Medicare rate). PAM Rehabilitation Hospital of Fargo charges insurers about $10, or about $322 in cash — below the fair price — a good deal. Located in Fargo, ND.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
3 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| Blue Cross Blue Shieldmajor | $10 | 97% |
| Aetnamajor | $10 | 97% |
| Cignamajor | $225 | 2180% |
| Medica | $68 - $137 | 659% |
| Sanford Health Plan | $150 | 1453% |
| UCare | $10 | 97% |
| + 7 smaller / regional plans | $10 - $242 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at PAM Rehabilitation Hospital of Fargo
Compare: Culture, blood at other ND hospitals
- Altru Hospital · Grand Forks $8
- Trinity Hospitals · Minot $10
- Essentia Health · Fargo $10
- Sanford Medical Center Fargo · Fargo $11
- Sanford Medical Center Bismarck · Bismarck $11
- McKenzie County Healthcare Systems Inc · Watford City $21
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at PAM Rehabilitation Hospital of Fargo (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $117
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $117).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
PAM Rehabilitation Hospital of Fargo's published 45 CFR § 180 self-pay cash rate is $322 (vs. $10 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $30 Fair BaseRate ($10 Medicare)
Your bill ($322) is $292 above the denoised Fair BaseRate ($30) and 32.2× the $10 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.