CMS Price Transparency Data

Prosthetic fitting and training

Facility: PAM Rehabilitation Hospital of Fargo

Billing Code: 97761 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97761
Insurance Median: $108
Cash Discount Price: $156
vs. Medicare Baseline: 2.67x Medicare

The contracted insurance negotiated median rate for a Prosthetic fitting and training at PAM Rehabilitation Hospital of Fargo is $108. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $156. Compared to the federal Medicare reimbursement reference rate of $40.41, this hospital’s rate is 2.67x the Medicare baseline. Located in 4671 38Th St S, Fargo, ND.

Cash / Self-Pay

$156

Average discount available for prompt cash payment at this facility.

Insurance Median

$108

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$40.41

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $40.41 (100%)

Cash / Self-Pay: $156 (386%)

Insurance Median: $108 (267%)

Cash: $156 (386% of Medicare)

Ins. Median: $108 (267% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $40.41 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 267% of the Medicare baseline (a markup of 167%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$31 - $41	77%
Medica	$31 - $71	77%
Primewest Minnesota	$31	77%
Ucare Of Minnesota	$31	77%
Aetna	$43	106%
Sanford Health Plan	$67 - $78	166%
Cigna	$86 - $124	213%
Ilumed Aco Reach	$94 - $109	233%
UnitedHealthcare	$95	235%
Americas Choice Provider Network	$101 - $118	250%
Provider Network Of America	$108 - $126	267%
Quik Trip	$108 - $126	267%
Usa Managed Care Organization	$108 - $126	267%
Velocity Provider Ppo Network	$108 - $126	267%
Multiplan/Phcs	$115 - $134	285%
Prime Health Services	$122 - $143	302%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $156.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97761.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Rehabilitation Hospital of Fargo is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97761.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.