CMS Price Transparency Data

X-ray, hand

Facility: PAM Rehabilitation Hospital of Fargo

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $388
Cash Discount Price: $535
vs. Medicare Baseline: 4.36x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at PAM Rehabilitation Hospital of Fargo is $388. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $535. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 4.36x the Medicare baseline. Located in 4671 38Th St S, Fargo, ND.

Cash / Self-Pay

$535

Average discount available for prompt cash payment at this facility.

Insurance Median

$388

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $535 (602%)

Insurance Median: $388 (436%)

Cash: $535 (602% of Medicare)

Ins. Median: $388 (436% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 436% of the Medicare baseline (a markup of 336%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$28	31%
Primewest Minnesota	$28	31%
Ucare Of Minnesota	$28	31%
Medica	$113 - $227	127%
Sanford Health Plan	$249	280%
Cigna	$321 - $374	361%
Ilumed Aco Reach	$348	391%
Americas Choice Provider Network	$374	421%
Provider Network Of America	$401	451%
Quik Trip	$401	451%
Usa Managed Care Organization	$401	451%
Velocity Provider Ppo Network	$401	451%
Multiplan/Phcs	$428	481%
Prime Health Services	$455	512%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $535.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Rehabilitation Hospital of Fargo is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.