CMS Price Transparency Data

CT scan, sinuses

Facility: St Francis Memorial Hospital

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $667
Cash Discount Price: $3,131
vs. Medicare Baseline: 6.24x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at St Francis Memorial Hospital is $667. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,131. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 6.24x the Medicare baseline. Located in 430 North Monitor St, West Point, NE.

Cash / Self-Pay

$3,131

Average discount available for prompt cash payment at this facility.

Insurance Median

$667

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $3,131 (2931%)

Insurance Median: $667 (624%)

Cash: $3,131 (2931% of Medicare)

Ins. Median: $667 (624% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 624% of the Medicare baseline (a markup of 524%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$43 - $2,974	40%
Humana	$43 - $1,378	40%
Medica	$43 - $3,006	40%
Nebraska Total Care	$44 - $1,406	41%
Aetna	$45 - $3,006	42%
Good Samaritan Insurance Plan Of Nebraska	$45 - $1,447	42%
Molina Healthcare Of Nebraska	$45 - $1,566	42%
UnitedHealthcare	$1,190 - $3,006	1114%
Midlands Choice	$3,006	2814%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,131.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Francis Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.