CMS Price Transparency Data

CT scan, sinuses

Facility: Howard County Medical Center

Billing Code: 70486 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$120

about 1.1× the $107 Medicare rate · typically $111–$245

modeled estimate · not a bill or quote

What this hospital charges insurers

$120

About the fair price

1.1× Medicare

Medicare pays $107 Fair price $120 This hospital $120 Cash price $2,057 Hospital's list price $2,057

How we calculate the fair BaseRate →

How this hospital compares to other NE hospitals

Highest price of the 9 NE hospitals we have prices for — worth calling around.

Cheapest $86 Priciest $120

Black dot = this hospital, among the 9 NE hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a CT scan, sinuses is about $120 (about 1.1× the $107 Medicare rate). Howard County Medical Center charges insurers about $120, or about $2,057 in cash — about the fair price. Located in St Paul, NE.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$117 - $1,975	110%
Blue Cross Blue Shieldmajor	$117 - $1,954	110%
Aetnamajor	$39 - $1,954	37%
Humanamajor	$99	93%
Ambetter (Centene)	$234	219%
Medica	$38 - $1,975	36%
Molina	$123 - $1,028	115%
Oscar Health	$205	192%
WellCare	$120	112%
+ 4 smaller / regional plans	$77 - $1,172

Government programs also on file: Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,057), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 70486.

Insurance Before you use insurance

Call your insurance company to confirm Howard County Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 70486.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

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Other Procedures at Howard County Medical Center

Compare: CT scan, sinuses at other NE hospitals

Insurance negotiated median for the same procedure, sorted lowest first.