CMS Price Transparency Data

Total knee replacement

Facility: Memorial Community Hospital & Health System

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $2,126
Cash Discount Price: $1,427
vs. Medicare Baseline: 0.16x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at Memorial Community Hospital & Health System is $2,126. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,427. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.16x the Medicare baseline. Located in 810 North 22Nd St, Blair, NE.

Cash / Self-Pay

$1,427

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,126

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $1,427 (11%)

Insurance Median: $2,126 (16%)

Cash: $1,427 (11% of Medicare)

Ins. Median: $2,126 (16% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,046 - $2,127	8%
Tricare	$1,046	8%
UnitedHealthcare	$1,046 - $2,543	8%
Humana	$1,067	8%
Ne Total Care Comm Exch Op/Profee Only	$1,109	8%
Medica Mcr Adv	$1,203	9%
Aetna	$1,883 - $2,343	14%
Medica Comm-All Other Plans	$1,935	15%
Ne Total Care Mcaid-All Other Plans	$2,346	18%
Midlands Choice-All Plans	$2,375	18%
Medicaid / KanCare	$2,393 - $2,487	18%
Multiplan (Phcs)-All Plans	$3,002	23%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,427.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Community Hospital & Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.