CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Memorial Community Hospital & Health System

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $140
Cash Discount Price: $626
vs. Medicare Baseline: 0.15x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Memorial Community Hospital & Health System is $140. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $626. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 0.15x the Medicare baseline. Located in 810 North 22Nd St, Blair, NE.

Cash / Self-Pay

$626

Average discount available for prompt cash payment at this facility.

Insurance Median

$140

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $626 (68%)

Insurance Median: $140 (15%)

Cash: $626 (68% of Medicare)

Ins. Median: $140 (15% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$68 - $234	7%
Tricare	$115	12%
UnitedHealthcare	$115 - $280	12%
Humana	$117	13%
Ne Total Care Comm Exch Op/Profee Only	$122	13%
Medica Mcr Adv	$132	14%
Ne Total Care Mcaid-All Other Plans	$137	15%
Medicaid / KanCare	$140 - $146	15%
Aetna	$207 - $258	22%
Medica Comm-All Other Plans	$213	23%
Midlands Choice-All Plans	$261	28%
Multiplan (Phcs)-All Plans	$330	36%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $626.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Community Hospital & Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.