CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: Phelps Memorial Health Center

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97112
Insurance Median: $100
Cash Discount Price: $113
vs. Medicare Baseline: 3.06x Medicare

The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at Phelps Memorial Health Center is $100. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $113. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 3.06x the Medicare baseline. Located in 1215 Tibbals St, Holdrege, NE.

Cash / Self-Pay

$113

Average discount available for prompt cash payment at this facility.

Insurance Median

$100

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)

Cash / Self-Pay: $113 (345%)

Insurance Median: $100 (306%)

Cash: $113 (345% of Medicare)

Ins. Median: $100 (306% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 306% of the Medicare baseline (a markup of 206%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$49 - $123	150%
Aetna	$52 - $117	159%
Blue Cross Blue Shield	$52 - $121	159%
Good Samaritan Mcr Adv - All Plans	$52 - $55	159%
Medica Mcr Adv	$52 - $55	159%
Va Ccn - All Plans	$52 - $55	159%
Wellcare Mcr Adv - All Plans	$52 - $55	159%
Molina Mcaid - All Plans	$53 - $56	162%
Three Rivers - All Plans	$62 - $66	189%
6 Degrees Hlth - All Plans	$96 - $102	293%
Partners Hlth Alliance - All Plans	$96 - $102	293%
Cpi Benefit Group-All Plans	$108 - $114	330%
Providrs Care/Wppa - All Plans	$108 - $114	330%
Provider Network Of American - All Plans	$112 - $118	342%
Medica-All Other Plans	$113 - $119	345%
Chi Health Partners - All Plans	$114 - $121	348%
First Health - All Plans	$114 - $121	348%
Midwest Ntwrk Alliance - All Plans	$114 - $121	348%
Ambetter / Centene	$134 - $142	409%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $113.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97112.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Phelps Memorial Health Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97112.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.