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Hospital Profile Critical Access Hospital Voluntary non-profit - Private 25 Beds · rural Updated: 2026-02-16

Phelps Memorial Health Center

1215 Tibbals St, Holdrege, NE 68949 · 109 Priced Procedures · 83% Patient Recommendation

CMS Overall Rating 4 / 5 Stars
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.28×vs. Fair Market Price
Position vs. 1.00× Fair Price+28% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +28% above the fair benchmark (1.28×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).62/100 · Caution
62/100Self-Pay Cash Beats Insurance 37% of the Time
File Completeness50Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic72Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment56Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing86Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount44Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Value Leader
CMS Star Rating5/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score82/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait84 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

5-Star CMS clinical quality rating paired with 1.28× fair market pricing.

Behavioral Pricing FingerprintUpper-Quartile Spread · +75% Tail Jump

Wide Procedure Spread · Upper-Quartile Skew Pricer

Phelps Memorial Health Center prices routine shoppable procedures at 2.6× Medicare (median 1.15× Fair BaseRate) while upper-quartile commercial rates jump +75% to 2.01× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.

#18 of 60 in NE · 28th State Percentile#2,205 of 3,385 in U.S. · 65th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 0.28× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 37% of shoppable procedures (44/100 Cash Honesty)
  • 4-Star CMS clinical rating with 83% patient recommendation (82/100 safety score)
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (53.1% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 1.8× markup over Medicare rates
  • Commercial insurance median sits at 1.15× Fair BaseRate (2.6× Medicare), so insured patients should always compare the self-pay cash price before paying.
  • Upper-quartile procedures (Q75 2.01×) jump +75% above the median procedure ratio (Q50 1.15×)
  • Unnegotiated chargemaster list prices average 6.0× Medicare (26¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
2.6× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER0.35× Divergence
0.9× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+75% Upper Tail
Q25 0.28× · Q50 1.15× · Q75 2.01×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
2.6× MedicareFair
Outpatient Surgery & ORBack-Door Captive
1.8× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
1.6× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
1.4× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
1.4× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.3× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
37% Cash Edge · 44/100Watchout
CMS Clinical Safety & Star ValueIntegrity & Outcomes
4 CMS · 82/100Good

Procedure Prices at Phelps Memorial Health Center

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 109 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Sepsis treatment (inpatient stay)
MS-DRG Code: 871
$12,102 0.6×
Hip or knee replacement (inpatient stay)
MS-DRG Code: 470
$12,017 0.6×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$6,084 20.1×
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$5,434 12.1×
Total knee replacement
CPT Code: 27447
$5,161 0.4×
Digestive disorders treatment (inpatient stay)
MS-DRG Code: 392
$4,857 0.6×
MRI, brain (with and without contrast)
CPT Code: 70553
$4,784 9.4×
MRI, brain (no contrast)
CPT Code: 70551
$4,135 12.1×
Sleep study (overnight, in lab)
CPT Code: 95810
$4,107 4.0×
Total hip replacement
CPT Code: 27130
$3,076 0.2×
C-section delivery (full package)
CPT Code: 59510
$2,905 1.0×
Vaginal delivery (full package)
CPT Code: 59400
$2,630 1.0×
CT scan, neck (cervical spine)
CPT Code: 72125
$2,583 15.3×
CT scan, pelvis
CPT Code: 72192
$2,554 15.7×
CT scan, chest (no contrast)
CPT Code: 71250
$2,553 15.3×
CT scan, lower back (lumbar spine)
CPT Code: 72131
$2,543 15.1×
CT scan, head (with contrast)
CPT Code: 70460
$2,463 10.2×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$2,417 4.1×
CT scan, sinuses
CPT Code: 70486
$2,085 12.6×
MRI, lower back (no contrast)
CPT Code: 72148
$1,954 5.8×
CT scan, head (with and without contrast)
CPT Code: 70470
$1,737 6.7×
Trauma team activation
HCPCS Code: G0390
$1,670 1.1×
Ultrasound, leg veins (duplex)
CPT Code: 93970
$1,499 5.5×
MRI, knee or other leg joint
CPT Code: 73721
$1,485 4.0×
CT scan, head (no contrast)
CPT Code: 70450
$1,371 8.6×
Showing top 25 high-impact procedures of 109 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 53.1%

Audit a Bill or Quote at Phelps Memorial Health Center (Zero PHI Required)

CMS CCN: 281362
CPT 871
Fair BaseRate™ $19,087
Medicare Rate $14,117
Self-Pay Cash $23,422
Insurer Median $12,102
Pre-filled with Phelps Memorial Health Center’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $13,830 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $13,830

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (53.1% of gross = $13,830).

Step 2 · Cash vs. Insurance Arbitrage Save $2,603 Paying Cash

Self-Pay Cash Rate ($23,422) Beats Your Bill

Phelps Memorial Health Center's published 45 CFR § 180 self-pay cash rate is $23,422 (vs. $12,102 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$6,938 Above Fair BaseRate

Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)

Your bill ($26,025) is $6,938 above the denoised Fair BaseRate ($19,087) and 1.8× the $14,117 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 470481628
Filing Period: 196306
Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (53.1% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

CMS Overall5/5 Stars (5/5)
Safety Composite82/100
Would Recommend83%
Rated 9 or 10 (HCAHPS)83%
Median ER Wait84 min
Left ER Before Seen0%
30-Day Mortality vs U.S.same
Unplanned Readmissionsame

CMS Price Transparency Administrative Enforcement Log

Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Phelps Memorial Health Center. Prior administrative notices do not necessarily reflect current compliance status.

  • 2024-03-27·administrative_or_closure

    Met Requirements

    Recorded
  • 2023-02-08·administrative_or_closure

    Met Requirements

    Recorded

Source: CMS Hospital Care Compare (303 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Value & Quality Leader Pareto Frontier (Price + Quality)

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Phelps Memorial Health Center.

Price Index: 0.69× regional baseline
Quality: 84/100 CMS composite

Notable Payer Contract Outliers (SVD Matrix Anomalies)

Ambetter (Centene)
+77.8%
Median Household Income$65,988U.S. Census ACS
Local Uninsured Share5.8%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 62/100 · Caution CMS CCN 281362 EIN 470481628

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF FileReports.aspx
Publication / Vintage2026-02-16 · 43.24 MB
Validated Rate Rows2,815 (CMS v3.0.0)
File Integrity DigestVerified · CCN 281362

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.