CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Mary Hitchcock Memorial Hospital

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $324
Cash Discount Price: $179
vs. Medicare Baseline: 1.79x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Mary Hitchcock Memorial Hospital is $324. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $179. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.79x the Medicare baseline. Located in 1 Medical Center Drive, Lebanon, NH.

Cash / Self-Pay

$179

Average discount available for prompt cash payment at this facility.

Insurance Median

$324

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $179 (99%)

Insurance Median: $324 (179%)

Cash: $179 (99% of Medicare)

Ins. Median: $324 (179% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas Nh	$66 - $152	36%
Beacon Health Strategies/Carelon	$72 - $148	40%
Wellsense Health Plan	$72 - $189	40%
Granite State Health Plan	$74 - $157	41%
Harvard Pilgrim Health Care Of Ne	$100 - $628	55%
Aetna	$112 - $411	62%
Martin'S Point Health Care	$133 - $202	73%
Blue Cross Blue Shield	$135 - $700	74%
Martin'S Point Generations Advantage	$135 - $180	74%
Mvp	$135 - $393	74%
UnitedHealthcare	$135 - $525	74%
Cigna	$139 - $557	77%
Wellcare Health Plans	$140 - $187	77%
Ambetter / Centene	$142 - $510	78%
Mass General Brigham Health Plan	$324 - $365	179%
Tufts Health Plan	$330 - $578	182%
Maine Community Health Options	$373 - $431	206%
Coventry	$510	281%
First Health/Hcvm	$510	281%
Phcs	$527	291%
Corvel	$539	297%
Ccmsi	$557	307%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $179.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mary Hitchcock Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.