CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: New London Hospital

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $156
Cash Discount Price: $128
vs. Medicare Baseline: 0.86x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at New London Hospital is $156. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $128. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.86x the Medicare baseline. Located in 273 County Road, New London, NH.

Cash / Self-Pay

$128

Average discount available for prompt cash payment at this facility.

Insurance Median

$156

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $128 (71%)

Insurance Median: $156 (86%)

Cash: $128 (71% of Medicare)

Ins. Median: $156 (86% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Wellsense Health Plan	$112 - $163	62%
Martin'S Point Health Care	$120 - $192	66%
Aetna	$123 - $241	68%
Ambetter / Centene	$123 - $202	68%
Blue Cross Blue Shield	$123 - $221	68%
Martin'S Point Generations Advantage	$123 - $155	68%
UnitedHealthcare	$123 - $278	68%
Wellcare Health Plans	$123 - $160	68%
Granite State Health Plan	$141 - $152	78%
Amerihealth Caritas Nh	$142 - $154	78%
Harvard Pilgrim Health Care Of Ne	$143 - $201	79%
Cigna	$180 - $206	99%
Tufts Health Plan	$193 - $201	106%
Coventry	$264	146%
Multiplan	$265	146%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $128.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm New London Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.