CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Alice Peck Day Memorial Hospital

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $136
Cash Discount Price: $101
vs. Medicare Baseline: 0.75x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Alice Peck Day Memorial Hospital is $136. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $101. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.75x the Medicare baseline. Located in 10 Alice Peck Day Drive, Lebanon, NH.

Cash / Self-Pay

$101

Average discount available for prompt cash payment at this facility.

Insurance Median

$136

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $101 (56%)

Insurance Median: $136 (75%)

Cash: $101 (56% of Medicare)

Ins. Median: $136 (75% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$69 - $103	38%
Blue Cross Blue Shield	$74 - $200	41%
Ambetter / Centene	$80	44%
Nh Healthy Families	$83	46%
Harvard Pilgrim	$93 - $195	51%
UnitedHealthcare	$108 - $162	60%
Tufts	$110 - $165	61%
Cigna	$115 - $184	63%
Commercial Generic	$115 - $172	63%
Connecticut General	$115 - $172	63%
Klais	$116 - $174	64%
Wellpoint	$118 - $177	65%
Aetna	$135 - $202	74%
Mvp	$136 - $205	75%
Coventry Health	$142 - $214	78%
Coventry Health Wc	$142 - $214	78%
Humana	$156 - $234	86%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $101.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Alice Peck Day Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.