CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: New London Hospital

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $108
Cash Discount Price: $88
vs. Medicare Baseline: 0.60x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at New London Hospital is $108. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $88. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.60x the Medicare baseline. Located in 273 County Road, New London, NH.

Cash / Self-Pay

$88

Average discount available for prompt cash payment at this facility.

Insurance Median

$108

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $88 (49%)

Insurance Median: $108 (60%)

Cash: $88 (49% of Medicare)

Ins. Median: $108 (60% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Wellsense Health Plan	$78 - $110	43%
Martin'S Point Health Care	$83 - $133	46%
Aetna	$85 - $167	47%
Ambetter / Centene	$85 - $136	47%
Blue Cross Blue Shield	$85 - $153	47%
Martin'S Point Generations Advantage	$85 - $105	47%
UnitedHealthcare	$85 - $186	47%
Wellcare Health Plans	$85 - $108	47%
Granite State Health Plan	$97 - $104	53%
Amerihealth Caritas Nh	$98 - $105	54%
Harvard Pilgrim Health Care Of Ne	$99 - $138	55%
Cigna	$122 - $140	67%
Tufts Health Plan	$133 - $139	73%
Coventry	$182	100%
Multiplan	$183	101%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $88.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm New London Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.