CMS Price Transparency Data

CT scan, head (with and without contrast)

Facility: Hackensack University Medical Center

Billing Code: 70470 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70470
Insurance Median: $765
Cash Discount Price: $210
vs. Medicare Baseline: 4.27x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with and without contrast) at Hackensack University Medical Center is $765. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $210. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 4.27x the Medicare baseline. Located in 30 Prospect Ave, Hackensack, NJ.

Cash / Self-Pay

$210

Average discount available for prompt cash payment at this facility.

Insurance Median

$765

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $210 (117%)

Insurance Median: $765 (427%)

Cash: $210 (117% of Medicare)

Ins. Median: $765 (427% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 427% of the Medicare baseline (a markup of 327%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Karna	$109 - $343	61%
UnitedHealthcare	$168 - $552	94%
Blue Cross Blue Shield	$210	117%
Horizon	$210 - $3,325	117%
Vaccn	$210	117%
Wellcare	$210	117%
Aetna	$212 - $856	118%
United Community/Americhoice	$220	123%
Cigna	$349 - $2,728	195%
Oxford	$552	308%
Clover	$614	343%
Amerihealth	$650	363%
Seoul Medical Group	$975	544%
Intergroup	$2,387	1332%
Lhp Health	$2,427	1354%
Bergen Risk	$2,558	1427%
Brighton Health Plan	$2,694	1503%
Activecare First McO	$2,898	1617%
Chn	$2,898	1617%
Multiplan - PHCS	$2,898	1617%
Qualcare	$3,008	1679%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $210.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hackensack University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.