CMS Price Transparency Data

Echocardiogram (heart ultrasound)

Facility: Hackensack University Medical Center

Billing Code: 93306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93306
Insurance Median: $2,621
Cash Discount Price: $646
vs. Medicare Baseline: 4.70x Medicare

The contracted insurance negotiated median rate for a Echocardiogram (heart ultrasound) at Hackensack University Medical Center is $2,621. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $646. Compared to the federal Medicare reimbursement reference rate of $558.25, this hospital’s rate is 4.70x the Medicare baseline. Located in 30 Prospect Ave, Hackensack, NJ.

Cash / Self-Pay

$646

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,621

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$558.25

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $558.25 (100%)

Cash / Self-Pay: $646 (116%)

Insurance Median: $2,621 (470%)

Cash: $646 (116% of Medicare)

Ins. Median: $2,621 (470% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $558.25 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 470% of the Medicare baseline (a markup of 370%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Karna	$114 - $349	20%
Horizon	$375 - $3,921	67%
UnitedHealthcare	$517 - $5,399	93%
Clover	$555 - $724	99%
Aetna	$638 - $1,963	114%
Blue Cross Blue Shield	$646	116%
Wellcare	$646	116%
Vaccn	$646	116%
United Community/Americhoice	$678	121%
Seoul Medical Group	$882 - $1,150	158%
Intergroup	$2,159 - $2,815	387%
Bergen Risk	$2,313 - $3,016	414%
Lhp Health	$2,436 - $3,177	436%
Cigna	$2,467 - $3,890	442%
Chn	$2,621 - $3,418	470%
Activecare First McO	$2,621 - $3,418	470%
Multiplan - PHCS	$2,621 - $3,418	470%
Qualcare	$2,720 - $3,547	487%
Brighton Health Plan	$2,776 - $3,619	497%
Amerihealth	$3,084 - $4,021	552%
Oxford	$5,320	953%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $646.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hackensack University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.