CMS Price Transparency Data

Hospital observation (per hour)

Facility: Hackensack University Medical Center

Billing Code: G0378 (HCPCS)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: G0378
Insurance Median: $3,623
Cash Discount Price: Unavailable
vs. Medicare Baseline: N/A Medicare

The contracted insurance negotiated median rate for a Hospital observation (per hour) at Hackensack University Medical Center is $3,623. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of N/A, this hospital’s rate is N/A the Medicare baseline. Located in 30 Prospect Ave, Hackensack, NJ.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,623

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

N/A

Standard federal government reimbursement rate for this code.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Clover	$64 - $842	N/A
UnitedHealthcare	$79 - $16,758	N/A
Aetna	$90 - $22,169	N/A
Seoul Medical Group	$102 - $1,337	N/A
Horizon	$247 - $13,606	N/A
Intergroup	$251 - $3,272	N/A
Bergen Risk	$268 - $3,506	N/A
Cigna	$286 - $10,511	N/A
Chn	$304 - $3,974	N/A
Multiplan - PHCS	$304 - $3,974	N/A
Lhp Health	$2,489	N/A
Activecare First McO	$4,590	N/A
Amerihealth	$6,953 - $7,725	N/A
Qualcare	$7,025	N/A
Brighton Health Plan	$8,919	N/A
Oxford	$13,650	N/A

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify HCPCS Code matches exactly: G0378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hackensack University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for HCPCS code G0378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.