CMS Price Transparency Data

Trauma team activation

Facility: St Joseph's University Medical Center Inc

Billing Code: G0390 (HCPCS)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: G0390
  • Insurance Median: $3,230
  • Cash Discount Price: $11,845
  • vs. Medicare Baseline: 2.37x Medicare
The contracted insurance negotiated median rate for a Trauma team activation at St Joseph's University Medical Center Inc is $3,230. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $11,845. Compared to the federal Medicare reimbursement reference rate of $1,361.78, this hospital’s rate is 2.37x the Medicare baseline. Located in 703 Main St, Paterson, NJ.
Cash / Self-Pay
$11,845

Average discount available for prompt cash payment at this facility.

Insurance Median
$3,230

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$1,361.78

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,361.78 (100%)
Cash / Self-Pay: $11,845 (870%)
Insurance Median: $3,230 (237%)
Cash: $11,845 (870% of Medicare)
Ins. Median: $3,230 (237% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,361.78 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 237% of the Medicare baseline (a markup of 137%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $1,584 - $5,922 116%
Amerihealth $1,584 - $2,027 116%
Blue Cross Blue Shield $1,584 - $4,509 116%
Clover Health $1,584 116%
Horizon New Jersey Total Care $1,584 116%
UnitedHealthcare $1,584 - $6,065 116%
Wellpoint $1,584 - $2,326 116%
Fidelis Care of New Jersey $1,663 - $2,370 122%
Longevity Health Plan $1,821 134%
Ambetter / Centene $2,375 174%
Horizon New Jersey Health $3,672 270%
Oxford $5,586 410%
Oscar $6,818 - $11,158 501%
Private Healthcare Systems $7,699 565%
Magnacare $8,292 609%
Multiplan $8,884 652%
Consumer Health Network $10,660 783%
Cigna $11,845 870%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 703 Main St, Paterson, NJ 07503
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals