CMS Price Transparency Data

Breast lump removal

Facility: Robert Wood Johnson University Hospital at Rahway

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $4,185
Cash Discount Price: $4,627
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Robert Wood Johnson University Hospital at Rahway is $4,185. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,627. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 1.05x the Medicare baseline. Located in 865 Stone St, Rahway, NJ.

Cash / Self-Pay

$4,627

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,185

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $4,627 (116%)

Insurance Median: $4,185 (105%)

Cash: $4,627 (116% of Medicare)

Ins. Median: $4,185 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$347 - $4,185	9%
UnitedHealthcare	$816 - $4,759	20%
Fidelis Care	$839 - $4,185	21%
Aetna	$893 - $12,806	22%
Cigna	$2,070 - $2,770	52%
Clover Health	$4,185	105%
Humana	$4,185	105%
Wellpoint	$4,185	105%
First Health	$4,419	110%
Emblem Health	$7,324	183%
Amerihealth	$7,365	184%
Wellcare	$8,328	208%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,627.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Robert Wood Johnson University Hospital at Rahway is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.