CMS Price Transparency Data

Breast lump removal

Facility: Monmouth Medical Center-Southern Campus

Billing Code: 19120 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$4,520

about 1.1× the $4,000 Medicare rate · typically $3,440–$5,453

modeled estimate · not a bill or quote

What this hospital charges insurers

$4,185

About the fair price

about $335 under the fair price · 1.0× Medicare

Medicare pays $4,000 Fair price $4,520 This hospital $4,185 Cash price $4,350 Hospital's list price $7,365

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

A typical price — 0 charge more and 3 charge less, among the 9 NJ hospitals compared.

Cheapest $808 Priciest $4,185

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

A fair price for a Breast lump removal is about $4,520 (about 1.1× the $4,000 Medicare rate). Monmouth Medical Center-Southern Campus charges insurers about $4,185, or about $4,350 in cash — about the fair price. Located in Lakewood, NJ.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,362 - $5,045	34%
Blue Cross Blue Shieldmajor	$735 - $7,152	18%
Aetnamajor	$1,491 - $6,257	37%
Cignamajor	$3,205 - $4,290	80%
Humanamajor	$4,185	105%
AmeriHealth	$3,102 - $3,724	78%
Clover Health	$4,185	105%
Fidelis Care	$1,388 - $4,185	35%
WellCare	$8,328	208%
+ 2 smaller / regional plans	$4,148 - $7,324

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,350), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 19120.

Insurance Before you use insurance

Call your insurance company to confirm Monmouth Medical Center-Southern Campus is in-network.
Ask your insurer whether prior approval is required for CPT code 19120.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Monmouth Medical Center-Southern Campus

Compare: Breast lump removal at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.