CMS Price Transparency Data
Speech therapy (group session)
Facility: Overlook Medical Center
Billing Code: 92508 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 92508
- Insurance Median: $145
- Cash Discount Price: $205
- vs. Medicare Baseline: 6.03x Medicare
The contracted insurance negotiated median rate for a Speech therapy (group session) at Overlook Medical Center is $145. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $205. Compared to the federal Medicare reimbursement reference rate of $24.05, this hospital’s rate is 6.03x the Medicare baseline. Located in 99 Beauvoir Avenue, Summit, NJ.
Cash / Self-Pay
$205
Average discount available for prompt cash payment at this facility.
Insurance Median
$145
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$24.05
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $24.05 (100%)
Cash / Self-Pay: $205 (852%)
Insurance Median: $145 (603%)
Cash: $205 (852% of Medicare)
Ins. Median: $145 (603% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 603% of the Medicare baseline (a markup of 503%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $35 - $174 | 146% |
| Medicaid / KanCare | $35 - $41 | 146% |
| Untd Hlth Community Plan Behavioral Health [5293] | $39 | 162% |
| Untd Hlth Community Plan [5034] | $39 | 162% |
| Wtc Health Program [5273] | $40 | 166% |
| Aetna | $42 - $145 | 175% |
| Horizon Nj Health [5021] | $64 | 266% |
| One Call Workers Comp [5418] | $68 | 283% |
| Amerihealth [5008] | $93 - $99 | 387% |
| Claim Watcher/Homestead [5488] | $102 | 424% |
| Cigna | $106 - $138 | 441% |
| Continental Assurance - PHCS [5092] | $113 | 470% |
| Continental Casualty PHCS [5094] | $113 | 470% |
| Coresource [5014] | $113 | 470% |
| Kaiser Permanente [5162] | $113 | 470% |
| Private Healthcare Systems PPO (PHCS) [5227] | $113 | 470% |
| Wellpath Correctional [5485] | $113 | 470% |
| Qualcare [5026] | $115 - $187 | 478% |
| Church Mutual Wc Insurance Company [5524] | $116 | 482% |
| Hanover Workers Comp [5130] | $116 | 482% |
| Hartford Worker's Compensation [5132] | $116 | 482% |
| Hcs Network Solutions [5148] | $116 | 482% |
| Nj Manufacturers Workers Comp [5204] | $116 | 482% |
| Selective Ins Workers Comp [5237] | $116 | 482% |
| Strategic Comp [5518] | $116 | 482% |
| Zurich Workers Comp [5275] | $116 | 482% |
| Allstate [5047] | $122 | 507% |
| Esurance No Fault [5105] | $122 | 507% |
| Geico No Fault [5120] | $122 | 507% |
| Hanover No Fault [5129] | $122 | 507% |
| Liberty Mutual No Fault [5173] | $122 | 507% |
| Nj Manufacturers No Fault [5203] | $122 | 507% |
| Progressive No Fault [5229] | $122 | 507% |
| State Farm No Fault [5241] | $122 | 507% |
| Travelers No Fault [5249] | $122 | 507% |
| Usaa No Fault [5260] | $122 | 507% |
| Zurich No Fault [5274] | $122 | 507% |
| Occunet Secondary [5517] | $123 | 511% |
| Praxis Workers Comp [5515] | $123 - $154 | 511% |
| The Fairly Group Secondary [5531] | $123 | 511% |
| Evolution Healthcare [5438] | $125 - $145 | 520% |
| Healthez [5445] | $125 - $145 | 520% |
| Mvp Health Care [5197] | $125 | 520% |
| Nalc [5198] | $125 | 520% |
| Seafarers Health and Benefits Plan [5343] | $125 | 520% |
| Tufts Health Plan [5344] | $125 | 520% |
| Webtpa [5447] | $125 - $145 | 520% |
| First Health Network [5108] | $133 | 553% |
| Independence Bc [5479] | $135 | 561% |
| Prime Healthcare [5435] | $135 | 561% |
| Allied Benefit Systems [5046] | $138 - $145 | 574% |
| Centivo [5405] | $138 - $291 | 574% |
| First Managed Care Option [5109] | $138 - $174 | 574% |
| Iaa - Insurance Administrators of America [5482] | $138 | 574% |
| Multiplan [5194] | $144 | 599% |
| 1199 Seiu Benefit and Pension [5037] | $145 | 603% |
| Banner Health Network [5510] | $145 | 603% |
| Boon-Chapman [5441] | $145 | 603% |
| Christian Brothers Services [5439] | $145 | 603% |
| Continental Assurance [5091] | $145 | 603% |
| Healthsmart Benefit Solutions [5446] | $145 | 603% |
| Luminare Health Benefits [5483] | $145 | 603% |
| Marpai Health [5449] | $145 | 603% |
| Meritain Health [5185] | $145 | 603% |
| Nippon Benefit Life [5201] | $145 | 603% |
| Starmark [5240] | $145 | 603% |
| Aig Workers Compensation [5045] | $154 | 640% |
| Amtrust North America Inc [5521] | $154 | 640% |
| Berkshire Hathaway Guard Insurance Company [5529] | $154 | 640% |
| Broadspire Workers Comp [5357] | $154 | 640% |
| Ccmsi Wc [5525] | $154 | 640% |
| Nationwide Mutual Insurance Company [5526] | $154 | 640% |
| Qual-Lynx Wc Preferred [5230] | $154 | 640% |
| Qual-Lynx Wc Standard [5028] | $154 | 640% |
| Sage Adjusting, LLC [5527] | $154 | 640% |
| High Point No Fault [5146] | $164 | 682% |
| Magnacare [5177] | $164 - $309 | 682% |
| Medlogix/Consumer Health Network Pip (Chn) [5414] | $164 | 682% |
| Plymouth Rock Assurance No Fault [5222] | $164 | 682% |
| Chubb Worker's Compensation [5075] | $174 | 723% |
| Claims Resolution Corporation Inc [5520] | $174 | 723% |
| Corvel Corporation [5522] | $174 | 723% |
| Esis [5519] | $174 | 723% |
| Inservco Workers Compensation [5158] | $174 - $289 | 723% |
| Medlogix/Consumer Health Network (Chn) [5415] | $174 - $289 | 723% |
| Medrisk/Spnet Worker's Comp [5452] | $174 | 723% |
| Ghi Emblem Health [5122] | $187 | 778% |
| Humana | $187 | 778% |
| Ila Local 1478-2 Welfare Fund [5448] | $187 | 778% |
| Oscar [5213] | $187 | 778% |
| Gallagher Bassett Workers Comp [5117] | $197 | 819% |
| Liberty Mutual Worker's Comp [5174] | $197 | 819% |
| Pma Workers Comp [5224] | $197 | 819% |
| Sedgwick [5235] | $197 | 819% |
| Sentry Worker's Comp [5489] | $197 | 819% |
| Travelers Workers Compensation [5250] | $197 | 819% |
| Bundled Cases/Episodic Payment [5492] | $205 | 852% |
| Carba R Generic [5530] | $205 | 852% |
| Carisk Worker's Comp [5501] | $205 | 852% |
| Kessler Foundation [5532] | $205 | 852% |
| Streamline Worker's Comp [5540] | $205 | 852% |
| Occunet [5490] | $277 | 1152% |
| The Fairly Group [5528] | $277 | 1152% |
| Oxford Behavioral Health [5291] | $317 | 1318% |
| Oxford [5024] | $317 | 1318% |
| UnitedHealthcare | $317 - $327 | 1318% |
| Apwu Healthcare [5053] | $327 | 1360% |
| Geha [5119] | $327 | 1360% |
| Golden Rule Insurance [5124] | $327 | 1360% |
| Harvard Pilgrim Healthcare [5133] | $327 | 1360% |
| Ntca [5208] | $327 | 1360% |
| Surest [5437] | $327 | 1360% |