Overlook Medical Center
99 Beauvoir Avenue, Summit, NJ 07901 · 119 Priced Procedures · 70% Patient Recommendation
Typical commercial prices here are +5% above the fair benchmark (1.05×) even after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 1.05× fair market pricing.
Cash-Arbitrage Bifurcated Pricer
Overlook Medical Center maintains elevated commercial insurance contracts (1.05× Fair BaseRate) while offering direct self-pay cash discounts that beat commercial negotiated medians on 46% of procedures. High-deductible and uninsured patients should always request the self-pay cash rate prior to billing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.99× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 46% of shoppable procedures (99/100 Cash Honesty)
- 5-Star CMS clinical rating with 70% patient recommendation (69/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (10.7% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.2× markup over Medicare rates
- Captive ER (1.7×) & laboratory (2.6×) services average 1.17× higher multiples than routine shoppable care (1.2×)
- Specialty infusion drugs (J-codes) average 2.0× Medicare — verify per-unit billing on itemized statements
- Unnegotiated chargemaster list prices average 15.0× Medicare (14¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Overlook Medical Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 119 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $60,277 | 2.0× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $45,996 | 2.4× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $42,411 | 2.4× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $30,527 | 1.6× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $18,275 | 2.2× |
| Total knee replacement CPT Code: 27447 | $14,971 | 1.1× |
| Total hip replacement CPT Code: 27130 | $14,930 | 1.1× |
| Rabies immune globulin HCPCS Code: 90375 | $10,956 | 34.0× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $6,770 | 1.1× |
| Breast lump removal CPT Code: 19120 | $4,443 | 1.1× |
| Inguinal hernia repair CPT Code: 49505 | $4,136 | 1.1× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $3,765 | 1.1× |
| Bunion correction surgery CPT Code: 28296 | $3,765 | 1.1× |
| Cataract surgery with lens implant CPT Code: 66984 | $2,646 | 1.0× |
| Colonoscopy with biopsy CPT Code: 45380 | $1,368 | 1.1× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $1,181 | 1.2× |
| Upper endoscopy with biopsy CPT Code: 43239 | $1,088 | 1.1× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $1,058 | 1.1× |
| Injection procedure for pain management HCPCS Code: G0260 | $804 | 0.9× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $636 | 1.1× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $602 | 1.2× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $530 | 1.2× |
| Blood transfusion CPT Code: 36430 | $507 | 1.0× |
| MRI, lower back (no contrast) CPT Code: 72148 | $376 | 1.1× |
| MRI, brain (no contrast) CPT Code: 70551 | $376 | 1.1× |
Audit a Bill or Quote at Overlook Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $14,914
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (10.7% of gross = $14,914).
Self-Pay Cash Rate ($36,576) Beats Your Bill
Overlook Medical Center's published 45 CFR § 180 self-pay cash rate is $36,576 (vs. $60,277 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($138,998) is $108,223 above the denoised Fair BaseRate ($30,775) and 5.9× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (10.7% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Overlook Medical Center. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-04-16·administrative_or_closure
Met Requirements
Recorded - 2023-05-08·administrative_or_closure
Closure Notice
Recorded - 2022-01-12·cap_corrective_action
CAP Request
Recorded - 2021-07-20·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (2,366 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Overlook Medical Center.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.