CMS Price Transparency Data
Spinal fusion, single level (inpatient stay)
Facility: Overlook Medical Center
Billing Code: 451 (MS-DRG)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 451
- Insurance Median: $34,594
- Cash Discount Price: $36,576
- vs. Medicare Baseline: 1.47x Medicare
The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at Overlook Medical Center is $34,594. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $36,576. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.47x the Medicare baseline. Located in 99 Beauvoir Avenue, Summit, NJ.
Cash / Self-Pay
$36,576
Average discount available for prompt cash payment at this facility.
Insurance Median
$34,594
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$23,503.93
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $23,503.93 (100%)
Cash / Self-Pay: $36,576 (156%)
Insurance Median: $34,594 (147%)
Cash: $36,576 (156% of Medicare)
Ins. Median: $34,594 (147% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Occunet [5490] | $7,532 | 32% |
| The Fairly Group [5528] | $7,532 | 32% |
| Praxis Workers Comp [5515] | $8,500 | 36% |
| Inservco Workers Compensation [5158] | $8,682 | 37% |
| Medlogix/Consumer Health Network (Chn) [5415] | $8,682 | 37% |
| Gallagher Bassett Workers Comp [5117] | $9,028 | 38% |
| Liberty Mutual Worker's Comp [5174] | $9,028 | 38% |
| Pma Workers Comp [5224] | $9,028 | 38% |
| Sedgwick [5235] | $9,028 | 38% |
| Sentry Worker's Comp [5489] | $9,028 | 38% |
| Travelers Workers Compensation [5250] | $9,028 | 38% |
| Kessler Foundation [5532] | $12,000 | 51% |
| Karen Ann Quinlan [5285] | $23,409 | 100% |
| Aetna | $23,896 - $77,363 | 102% |
| Cigna | $26,551 - $79,576 | 113% |
| Medicare (plans) | $26,551 - $30,724 | 113% |
| Amerihealth Administrators Supplemental [5512] | $27,083 | 115% |
| Amerihealth Medigap [5049] | $27,083 | 115% |
| Wellcare Behavioral Health [5335] | $28,410 | 121% |
| Wellcare Health Plans Ip Splits [5475] | $28,410 | 121% |
| Wellcare Health Plans [5269] | $28,410 | 121% |
| Highmark Wholecare Health Plan Ip Splits [5464] | $29,207 | 124% |
| Highmark Wholecare Health Plan [5413] | $29,207 | 124% |
| UPMC [5455] | $29,207 | 124% |
| VA Community Care Network [5403] | $29,261 | 124% |
| Champva [5354] | $31,029 | 132% |
| Tricare | $31,029 | 132% |
| Us Family Health Plan [5258] | $31,029 | 132% |
| Kindred Giralda Hospital [5341] | $32,187 | 137% |
| Oxford Behavioral Health [5291] | $33,555 | 143% |
| Oxford [5024] | $33,555 | 143% |
| UnitedHealthcare | $33,555 - $34,594 | 143% |
| Cosmetic Surgery/Lap Band/Gastric Bypass [5289] | $33,650 | 143% |
| Medicaid / KanCare | $33,650 | 143% |
| Omc Pediatric Muscle Lengthening [5360] | $33,650 | 143% |
| Specialty Imaging [5433] | $33,650 | 143% |
| Apwu Healthcare [5053] | $34,594 | 147% |
| Geha [5119] | $34,594 | 147% |
| Golden Rule Insurance [5124] | $34,594 | 147% |
| Harvard Pilgrim Healthcare [5133] | $34,594 | 147% |
| Ntca [5208] | $34,594 | 147% |
| Surest [5437] | $34,594 | 147% |
| Sedgwick Wtc Health Program Wc [5514] | $36,576 | 156% |
| Wtc Health Program [5273] | $39,014 | 166% |
| Claim Watcher/Homestead [5488] | $50,448 | 215% |
| Fairos [5491] | $55,888 | 238% |
| Ambetter / Centene | $60,277 | 256% |
| Claimdoc [5434] | $64,666 | 275% |
| Ghi Emblem Health [5122] | $70,339 | 299% |
| Humana | $70,339 | 299% |
| Ila Local 1478-2 Welfare Fund [5448] | $70,339 | 299% |
| Oscar [5213] | $70,339 | 299% |
| Qualcare [5026] | $70,339 | 299% |
| Evolution Healthcare [5438] | $72,342 - $77,363 | 308% |
| Healthez [5445] | $72,342 - $77,363 | 308% |
| Mvp Health Care [5197] | $72,342 | 308% |
| Nalc [5198] | $72,342 | 308% |
| Tufts Health Plan [5344] | $72,342 | 308% |
| Webtpa [5447] | $72,342 - $77,363 | 308% |
| Centivo [5405] | $73,083 - $79,576 | 311% |
| 1199 Seiu Benefit and Pension [5037] | $77,363 | 329% |
| Allied Benefit Systems [5046] | $77,363 - $79,576 | 329% |
| Banner Health Network [5510] | $77,363 | 329% |
| Boon-Chapman [5441] | $77,363 | 329% |
| Christian Brothers Services [5439] | $77,363 | 329% |
| Continental Assurance [5091] | $77,363 | 329% |
| Healthsmart Benefit Solutions [5446] | $77,363 | 329% |
| Luminare Health Benefits [5483] | $77,363 | 329% |
| Marpai Health [5449] | $77,363 | 329% |
| Meritain Health [5185] | $77,363 | 329% |
| Nippon Benefit Life [5201] | $77,363 | 329% |
| Starmark [5240] | $77,363 | 329% |
| Iaa - Insurance Administrators of America [5482] | $79,576 | 339% |
| Prime Healthcare [5435] | $92,915 | 395% |