CMS Price Transparency Data

MRI, brain (no contrast)

Facility: Hackensack Meridian Mountainside Medical

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70551
  • Insurance Median: $3,256
  • Cash Discount Price: $312
  • vs. Medicare Baseline: 13.36x Medicare
The contracted insurance negotiated median rate for a MRI, brain (no contrast) at Hackensack Meridian Mountainside Medical is $3,256. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $312. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 13.36x the Medicare baseline. Located in 1 Bay Avenue, Montclair, NJ.
Cash / Self-Pay
$312

Average discount available for prompt cash payment at this facility.

Insurance Median
$3,256

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)
Cash / Self-Pay: $312 (128%)
Insurance Median: $3,256 (1336%)
Cash: $312 (128% of Medicare)
Ins. Median: $3,256 (1336% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1336% of the Medicare baseline (a markup of 1236%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Healthscope Benefits [2290] $402 - $3,256 165%
UnitedHealthcare $402 165%
Aetna $586 240%
Black Lung [6055] $1,571 644%
Create Flex / Select [3580] $1,571 644%
Healthcare Highways [2210] $1,571 - $3,256 644%
Lucent Health [6000] $1,571 644%
Medicare (plans) $1,571 644%
Oncology Patient Assistance Programs [2295] $1,571 644%
Selecthealth [3740] $1,571 644%
Web Tpa [2115] $1,571 644%
Worker'S Comp [2125] $1,571 - $3,559 644%
Wtc Healthcare Sme Karna [8005] $1,571 644%
First Health [1375] $2,873 - $3,256 1179%
Cigna $3,065 1257%
Administrative Concepts [1005] $3,256 1336%
Allied National Global Care [1035] $3,256 1336%
Gilsbar [1425] $3,256 1336%
Healthcost Solutions [2415] $3,256 1336%
Healthfirst [2395] $3,256 1336%
Healthnet [1495] $3,256 1336%
Hometown Health [2155] $3,256 1336%
Mayo Clinic Health Solutions [2280] $3,256 1336%
Multiplan [1680] $3,256 1336%
Mutual Of Omaha [1685] $3,256 1336%
New Era Life Insurance Company [1705] $3,256 1336%
Pan American Life Insurance Co [1770] $3,256 1336%
Pba [1775] $3,256 1336%
Phcs [1780] $3,256 1336%
Planned Administrators Inc [2360] $3,256 1336%
Resource One Administrators [2815] $3,256 1336%
Trustmark [2030] $3,256 1336%
Universal Fidelity [2085] $3,256 1336%
Emblem Health [2430] $3,559 1460%
Humana $3,559 1460%
Mva [1690] $3,831 1572%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1 Bay Avenue, Montclair, NJ 07042
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals