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Hospital Profile Acute Care Hospital Proprietary 193 Beds · urban Updated: 2/12/2026

Hackensack Meridian Mountainside Medical

1 Bay Avenue, Montclair, NJ 07042 · 97 Priced Procedures · 62% Patient Recommendation

CMS Overall Rating 4 / 5 Stars
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Near Fair BaseRate Benchmark
1.00×vs. Fair Market Price
Position vs. 1.00× Fair PriceRight at U.S. Average (0%) 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here match the fair market benchmark (1.00×) after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).84/100 · Corroborated
84/100Self-Pay Cash Beats Insurance 86% of the Time
File Completeness66Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic95Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment71Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing89Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount100Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High-Markup Tier
CMS Star Rating2/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score57/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait234 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

2-Star CMS clinical quality rating paired with 1.00× fair market pricing.

Behavioral Pricing FingerprintMedian-Gamed · High Captive Markup

Loss-Leader / Captive Ancillary Cross-Subsidizer

Hackensack Meridian Mountainside Medical prices routine shoppable procedures near 9.6× Medicare (p50 1.00×) while skewing captive emergency, lab, and upper-quartile codes to 15.1× Medicare (p75 1.28×, +28% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.

Regional Benchmark in NJU.S. National Reference Pool
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 0.78× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 86% of shoppable procedures (99/100 Cash Honesty)
  • 4-Star CMS clinical rating with 62% patient recommendation (57/100 safety score)
  • Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 2.8× markup over Medicare rates
  • Captive ER (13.9×) & laboratory (17.0×) services average 1.57× higher multiples than routine shoppable care (9.6×)
  • Upper-quartile procedures (Q75 1.28×) jump +28% above the median procedure ratio (Q50 1.00×)
  • Unnegotiated chargemaster list prices average 12.7× Medicare (27¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
9.6× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.57× Divergence
15.1× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+28% Upper Tail
Q25 0.78× · Q50 1.00× · Q75 1.28×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
9.6× MedicareWatchout
Outpatient Surgery & ORBack-Door Captive
2.8× MedicareFair
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
10.7× MedicareWatchout
Back-Door Captive ER VisitsBack-Door Captive
13.9× MedicareWatchout
Inpatient Lab & PathologyBack-Door Captive
17.0× MedicareWatchout
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
7.2× MedicareWatchout
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
86% Cash Edge · 99/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
4 CMS · 57/100Elevated

Procedure Prices at Hackensack Meridian Mountainside Medical

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 97 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Rabies immune globulin
HCPCS Code: 90375
$1,838 5.7×
Colonoscopy with biopsy
CPT Code: 45380
$1,521 1.2×
Sleep study (overnight, in lab)
CPT Code: 95810
$1,313 1.3×
Upper endoscopy with biopsy
CPT Code: 43239
$1,210 1.2×
Colonoscopy (diagnostic)
CPT Code: 45378
$1,176 1.2×
Injection procedure for pain management
HCPCS Code: G0260
$894 1.0×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$707 1.2×
Blood transfusion
CPT Code: 36430
$564 1.1×
MRI, knee or other leg joint
CPT Code: 73721
$504 1.4×
Hepatitis B immune globulin
HCPCS Code: 90371
$451 3.0×
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$461 1.0×
MRI, brain (with and without contrast)
CPT Code: 70553
$461 0.9×
Hospital observation (per hour)
HCPCS Code: G0378
$375 4.4×
Ultrasound, leg veins (duplex)
CPT Code: 93970
$312 1.1×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$312 1.0×
MRI, lower back (no contrast)
CPT Code: 72148
$312 0.9×
MRI, brain (no contrast)
CPT Code: 70551
$312 0.9×
Breathing treatment (nebulizer)
CPT Code: 94640
$262 1.3×
Psychotherapy session (45 minutes)
CPT Code: 90834
$207 1.2×
Family therapy session
CPT Code: 90847
$207 1.2×
Psychotherapy session (60 minutes)
CPT Code: 90837
$207 1.1×
Psychiatric evaluation (first visit)
CPT Code: 90791
$207 1.1×
CT scan, head (with contrast)
CPT Code: 70460
$230 1.0×
CT scan, head (with and without contrast)
CPT Code: 70470
$230 0.9×
X-ray, pelvis
CPT Code: 72170
$137 1.2×
Showing top 25 high-impact procedures of 97 total
Inline Bill X-Ray & 501(r) Calculator For-Profit Facility · Cash & Fair BaseRate Audit

Audit a Bill or Quote at Hackensack Meridian Mountainside Medical (Zero PHI Required)

CMS CCN: 310054
CPT 90375
Fair BaseRate™ $322
Medicare Rate $275
Self-Pay Cash $1,838
Insurer Median $1,838
Pre-filled with Hackensack Meridian Mountainside Medical’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 274% of 2026 FPL

Above Standard 400% FPL Financial-Assistance Ceiling

At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.

Step 2 · Cash vs. Insurance Arbitrage Save $7,177 Paying Cash

Self-Pay Cash Rate ($1,838) Beats Your Bill

Hackensack Meridian Mountainside Medical's published 45 CFR § 180 self-pay cash rate is $1,838 (vs. $1,838 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$8,693 Above Fair BaseRate

Negotiate Toward $322 Fair BaseRate ($275 Medicare)

Your bill ($9,015) is $8,693 above the denoised Fair BaseRate ($322) and 32.8× the $275 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) For-Profit / Non-501(c)(3)

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

Public IRS & CMS ownership records classify Hackensack Meridian Mountainside Medical as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

CMS Overall2/5 Stars (2/5)
Safety Composite57/100
Would Recommend62%
Rated 9 or 10 (HCAHPS)61%
Median ER Wait234 min
Left ER Before Seen2%
30-Day Mortality vs U.S.same
Unplanned Readmissionsame
Hip/Knee Complication Rate4.1%

Healthcare-Associated Infections (CDC NHSN / CMS HAI)

1.00 SIR = National Predicted Baseline (Lower Is Safer)
Central-Line Bloodstream Infectionbetter
C. diff Hospital-Onset Infectionbetter

Source: CMS Hospital Care Compare (570 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Above-Benchmark Price Tier

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Hackensack Meridian Mountainside Medical.

Price Index: 1.76× regional baseline
Quality: 51/100 CMS composite

Notable Payer Contract Outliers (SVD Matrix Anomalies)

UnitedHealthcare
-63.9%
Aetna
-48.1%
Humana
+98.5%
AmeriHealth
+108.1%
Blue Cross Blue Shield
+128.0%
Median Household Income$76,712U.S. Census ACS
Local Uninsured Share11.6%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 84/100 · Corroborated CMS CCN 310054

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF FileCMS_45_CFR_180_FILING.json
Publication / Vintage2/12/2026
Validated Rate Rows4,995 (CMS v3.0.0)
File Integrity DigestVerified · CCN 310054

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.