Physical therapy (manual therapy)
Facility: St Luke's Warren Hospital
Billing Code: 97140 (CPT)
This hospital's typical commercial price is $25 compared to the $33 fair price benchmark.
5-Star CMS clinical quality rating paired with 0.76× fair market pricing.
One of the lower prices — 7 of 8 other NJ hospitals charge more for the same procedure.
Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Physical therapy (manual therapy) is about $33 (about 1.2× the $28 Medicare rate). St Luke's Warren Hospital charges insurers about $25, or about $554 in cash — below the fair price — a good deal. Located in Phillipsburg, NJ.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $165 - $166 | 595% |
| Blue Cross Blue Shieldmajor | $55 - $347 | 198% |
| Aetnamajor | $18 - $215 | 65% |
| Cignamajor | $167 | 602% |
| AmeriHealth | $25 | 90% |
| Geisinger | $25 - $173 | 90% |
| Oscar Health | $160 | 577% |
| UPMC Health Plan | $25 - $169 | 90% |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Luke's Warren Hospital
Compare: Physical therapy (manual therapy) at other NJ hospitals
- The University Hospital · Newark $12
- Centrastate Medical Center · Freehold $29
- Morristown Medical Center · Morristown $30
- Chilton Medical Center · Pompton Plains $30
- Newton Medical Center · Newton $30
- Overlook Medical Center · Summit $30
- Carewell Health Medical Center · East Orange $30
- AHS Hospital Corp · Hackettstown $30
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Luke's Warren Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $224
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $224).
Self-Pay Cash Rate ($554) Beats Your Bill
St Luke's Warren Hospital's published 45 CFR § 180 self-pay cash rate is $554 (vs. $25 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $33 Fair BaseRate ($28 Medicare)
Your bill ($616) is $583 above the denoised Fair BaseRate ($33) and 22.0× the $28 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.