CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Overlook Medical Center

Billing Code: 97140 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$59

about 2.1× the $28 Medicare rate · typically $29–$136

modeled estimate · not a bill or quote

What this hospital charges insurers

$30

Below the fair price — a good deal

about $29 under the fair price · 1.1× Medicare

Medicare pays $28 Fair price $59 This hospital $30 Cash price $166 Hospital's list price $1,221

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

A typical price — 0 charge more and 3 charge less, among the 9 NJ hospitals compared.

Cheapest $14 Priciest $30

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Physical therapy (manual therapy) is about $59 (about 2.1× the $28 Medicare rate). Overlook Medical Center charges insurers about $30, or about $166 in cash — below the fair price — a good deal. Located in Summit, NJ.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

6 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana✓ Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$147 - $151	530%
Blue Cross Blue Shieldmajor	$30 - $189	108%
Aetnamajor	$30 - $145	108%
Cignamajor	$30 - $138	108%
Humanamajor	$140	505%
Kaiser Permanentemajor	$122	440%
Ambetter (Centene)	$30	108%
AmeriHealth	$30 - $107	108%
GEHA	$151	545%
Harvard Pilgrim	$151	545%
Health Net	$145 - $189	523%
MagnaCare	$154 - $177	556%
MVP Health Care	$125	451%
Oscar Health	$140	505%
Tufts Health Plan	$125	451%
UPMC Health Plan	$30	108%
WellCare	$30	108%
+ 79 smaller / regional plans	$24 - $222

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 25 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 166), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 97140.

Insurance Before you use insurance

Call your insurance company to confirm Overlook Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 97140.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Overlook Medical Center

Compare: Physical therapy (manual therapy) at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.