CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Jersey City Medical Center

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $701
Cash Discount Price: $1,047
vs. Medicare Baseline: 1.97x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Jersey City Medical Center is $701. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,047. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 1.97x the Medicare baseline. Located in 355 Grand Street, Jersey City, NJ.

Cash / Self-Pay

$1,047

Average discount available for prompt cash payment at this facility.

Insurance Median

$701

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $1,047 (294%)

Insurance Median: $701 (197%)

Cash: $1,047 (294% of Medicare)

Ins. Median: $701 (197% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Wellpoint	$220 - $421	62%
Cigna	$326 - $436	91%
Aetna	$421 - $1,522	118%
Blue Cross Blue Shield	$421 - $4,573	118%
Clover Health	$421	118%
Fidelis Care	$421 - $1,416	118%
Humana	$421	118%
UnitedHealthcare	$429 - $1,389	120%
Emblem Health	$799	224%
Wellcare	$837	235%
Amerihealth	$1,077	302%
Qualcare Inc	$2,010 - $3,317	564%
First Health	$3,023	848%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,047.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jersey City Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.