CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Jersey City Medical Center

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$377

about 1.5× the $244 Medicare rate · typically $289–$433

modeled estimate · not a bill or quote

What this hospital charges insurers

$368

About the fair price

about $9 under the fair price · 1.5× Medicare

Medicare pays $244 Fair price $377 This hospital $368 Cash price $593 Hospital's list price $2,854

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

Highest price of the 9 NJ hospitals we have prices for — worth calling around.

Cheapest $217 Priciest $368

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

A fair price for a MRI, lower back (no contrast) is about $377 (about 1.5× the $244 Medicare rate). Jersey City Medical Center charges insurers about $368, or about $593 in cash — about the fair price. Located in Jersey City, NJ.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$290 - $787	119%
Blue Cross Blue Shieldmajor	$132 - $2,591	54%
Aetnamajor	$285 - $862	117%
Cignamajor	$326 - $436	134%
Humanamajor	$285	117%
AmeriHealth	$664	272%
Clover Health	$285	117%
Fidelis Care	$285 - $802	117%
WellCare	$566	232%
+ 2 smaller / regional plans	$541 - $3,317

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 593), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Jersey City Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Jersey City Medical Center

Compare: MRI, lower back (no contrast) at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.