CMS Price Transparency Data

Sepsis treatment (inpatient stay)

Facility: Jfk University Medical Center

Billing Code: 871 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 871
Insurance Median: $19,691
Cash Discount Price: $17,130
vs. Medicare Baseline: 1.39x Medicare

The contracted insurance negotiated median rate for a Sepsis treatment (inpatient stay) at Jfk University Medical Center is $19,691. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $17,130. Compared to the federal Medicare reimbursement reference rate of $14,116.91, this hospital’s rate is 1.39x the Medicare baseline. Located in 65 James Street, Edison, NJ.

Cash / Self-Pay

$17,130

Average discount available for prompt cash payment at this facility.

Insurance Median

$19,691

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,116.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,116.91 (100%)

Cash / Self-Pay: $17,130 (121%)

Insurance Median: $19,691 (139%)

Cash: $17,130 (121% of Medicare)

Ins. Median: $19,691 (139% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,116.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Horizon	$4,991 - $71,367	35%
Amerihealth	$14,380	102%
Vaccn	$17,130	121%
Aetna	$17,740 - $47,483	126%
Amerigroup	$17,740	126%
Blue Cross Blue Shield	$17,740	126%
Wellcare	$17,740	126%
United Community/Americhoice	$18,627	132%
Clover	$19,514	138%
Seoul Medical Group	$19,869	141%
Karna	$25,329	179%
Cigna	$55,759 - $61,694	395%
Brighton Health Plan	$70,164	497%
Oxford	$70,959	503%
UnitedHealthcare	$83,990	595%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $17,130.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 871.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jfk University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 871.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.