CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Bayshore Medical Center

Billing Code: 99203 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$100

about 0.8× the $118 Medicare rate · typically $68–$179

modeled estimate · not a bill or quote

What this hospital charges insurers

$116

Above the fair price

about $16 over the fair price · 1.0× Medicare

Medicare pays $118 Fair price $100 This hospital $116 Hospital's list price $1,197

How we calculate the fair BaseRate →

How this hospital compares to other NJ hospitals

Highest price of the 9 NJ hospitals we have prices for — worth calling around.

Cheapest $61 Priciest $116

Black dot = this hospital, among the 9 NJ hospitals with a price for this procedure. Full list below.

A fair price for a New patient office visit (30-44 min) is about $100 (about 0.8× the $118 Medicare rate). Bayshore Medical Center charges insurers about $116 — above the fair price. Located in Holmdel, NJ.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $100. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna✓ Cigna Blue Cross Blue ShieldHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$111 - $1,101	94%
Aetnamajor	$95 - $1,683	81%
Cignamajor	$418 - $1,788	356%
AmeriHealth	$449 - $1,820	382%
Clover Health	$94 - $337	80%
+ 6 smaller / regional plans	$98 - $1,683

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 99203.

Insurance Before you use insurance

Call your insurance company to confirm Bayshore Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 99203.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Bayshore Medical Center

Compare: New patient office visit (30-44 min) at other NJ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.