CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Hudson Regional Hospital

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $653
Cash Discount Price: $897
vs. Medicare Baseline: 2.92x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Hudson Regional Hospital is $653. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $897. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 2.92x the Medicare baseline. Located in 55 Meadowlands Pkwy, Secaucus, NJ.

Cash / Self-Pay

$897

Average discount available for prompt cash payment at this facility.

Insurance Median

$653

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $897 (401%)

Insurance Median: $653 (292%)

Cash: $897 (401% of Medicare)

Ins. Median: $653 (292% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 292% of the Medicare baseline (a markup of 192%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$292	131%
Oxford - All Plans	$357 - $767	160%
UnitedHealthcare	$389 - $835	174%
Horizon Nj Hlth - All Plans	$538 - $539	240%
Cigna	$897 - $898	401%
Blue Cross Blue Shield	$1,693 - $1,694	757%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $897.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hudson Regional Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.