CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: Rehoboth McKinley Christian Health Care Services

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $1,348
Cash Discount Price: $490
vs. Medicare Baseline: 0.40x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at Rehoboth McKinley Christian Health Care Services is $1,348. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $490. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.40x the Medicare baseline. Located in 1901 Red Rock Drive, Gallup, NM.

Cash / Self-Pay

$490

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,348

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $490 (15%)

Insurance Median: $1,348 (40%)

Cash: $490 (15% of Medicare)

Ins. Median: $1,348 (40% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$392	12%
Triwest	$392	12%
Usa	$431	13%
Coventry	$980	29%
UnitedHealthcare	$1,226	37%
Health West	$1,307	39%
Three Rivers	$1,307	39%
Blue Cross Blue Shield	$1,389	42%
Integrated Health	$1,389	42%
Humana	$1,471	44%
Multiplan	$1,471	44%
Cigna	$1,520	45%
Presbyterian	$1,520	45%
Associated Plan Administrators	$1,552	46%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $490.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rehoboth McKinley Christian Health Care Services is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.