CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Rehoboth McKinley Christian Health Care Services

Billing Code: 59400 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59400
Insurance Median: $3,203
Cash Discount Price: $1,165
vs. Medicare Baseline: 1.45x Medicare

The contracted insurance negotiated median rate for a Vaginal delivery (full package) at Rehoboth McKinley Christian Health Care Services is $3,203. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,165. Compared to the federal Medicare reimbursement reference rate of $2,214.42, this hospital’s rate is 1.45x the Medicare baseline. Located in 1901 Red Rock Drive, Gallup, NM.

Cash / Self-Pay

$1,165

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,203

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,214.42

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,214.42 (100%)

Cash / Self-Pay: $1,165 (53%)

Insurance Median: $3,203 (145%)

Cash: $1,165 (53% of Medicare)

Ins. Median: $3,203 (145% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,214.42 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$932	42%
Triwest	$932	42%
Usa	$1,025	46%
Coventry	$2,329	105%
UnitedHealthcare	$2,912	132%
Health West	$3,106	140%
Three Rivers	$3,106	140%
Blue Cross Blue Shield	$3,300	149%
Integrated Health	$3,300	149%
Humana	$3,494	158%
Multiplan	$3,494	158%
Cigna	$3,610	163%
Presbyterian	$3,610	163%
Associated Plan Administrators	$3,688	167%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,165.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59400.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rehoboth McKinley Christian Health Care Services is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59400.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.