CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Albany Medical Center Hospital

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$167

about 0.7× the $244 Medicare rate · typically $120–$347

modeled estimate · not a bill or quote

What this hospital charges insurers

$167

About the fair price

0.7× Medicare

Medicare pays $244 Fair price $167 This hospital $167 Cash price $301 Hospital's list price $602

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $74 Priciest $167

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a MRI, lower back (no contrast) is about $167 (about 0.7× the $244 Medicare rate). Albany Medical Center Hospital charges insurers about $167, or about $301 in cash — about the fair price. Located in Albany, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$66 - $2,826	27%
Blue Cross Blue Shieldmajor	$50 - $1,187	21%
Aetnamajor	$69 - $572	28%
Cignamajor	$104 - $520	43%
CDPHP	$45 - $1,187	18%
Fidelis Care	$52 - $1,187	21%
MagnaCare	$1,486	610%
MVP Health Care	$67 - $1,293	27%
+ 8 smaller / regional plans	$62 - $2,826

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 301), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Albany Medical Center Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Albany Medical Center Hospital

Compare: MRI, lower back (no contrast) at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.