Physical therapy (functional capacity test)
Facility: Albany Medical Center Hospital
Billing Code: 97750 (CPT)
This hospital's typical commercial price is $44 compared to the $50 fair price benchmark.
1-Star CMS clinical quality rating paired with 0.88× fair market pricing.
Highest price of the 9 NY hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.
A fair price for a Physical therapy (functional capacity test) is about $50 (about 1.5× the $34 Medicare rate). Albany Medical Center Hospital charges insurers about $44, or about $37 in cash — below the fair price — a good deal. Located in Albany, NY.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $21 - $112 | 62% |
| Blue Cross Blue Shieldmajor | $27 - $283 | 80% |
| Aetnamajor | $10 - $260 | 30% |
| Cignamajor | $49 - $59 | 145% |
| CDPHP | $22 - $214 | 65% |
| Fidelis Care | $18 - $214 | 53% |
| MagnaCare | $24 - $112 | 71% |
| MVP Health Care | $31 - $296 | 92% |
| + 8 smaller / regional plans | $16 - $358 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Albany Medical Center Hospital
Compare: Physical therapy (functional capacity test) at other NY hospitals
- Highland Hospital · Rochester $28
- F F Thompson Hospital · Canandaigua $32
- Jones Memorial Hospital · Wellsville $32
- Nicholas H Noyes Memorial Hospital · Dansville $32
- Nassau University Medical Center · East Meadow $33
- Wynn Hospital · Utica $33
- Geneva General Hospital · Geneva $33
- Niagara Falls Memorial Medical Center · Niagara Falls $33
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Albany Medical Center Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $27
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $27).
Self-Pay Cash Rate ($37) Beats Your Bill
Albany Medical Center Hospital's published 45 CFR § 180 self-pay cash rate is $37 (vs. $44 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $50 Fair BaseRate ($34 Medicare)
Your bill ($75) is $25 above the denoised Fair BaseRate ($50) and 2.2× the $34 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.