Inguinal hernia repair
Facility: Sisters of Charity Hospital
Billing Code: 49505 (CPT)
- CPT Billing Code: 49505
- Insurance Median: $524
- Cash Discount Price: $1,491
- vs. Medicare Baseline: 0.14x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $56 - $851 | 2% |
| VA Veterans Affairs [700001] | $68 - $673 | 2% |
| Seneca Nation [450119] | $68 - $748 | 2% |
| Cigna | $68 - $1,085 | 2% |
| Covid19 Hrsa [45013] | $68 - $748 | 2% |
| Tricare | $68 - $748 | 2% |
| Fallon Health [450115] | $68 - $748 | 2% |
| Champ VA [700002] | $68 - $748 | 2% |
| Medicare (plans) | $68 - $823 | 2% |
| Hospice [550001] | $68 - $748 | 2% |
| Univera Healthcare [100169] | $69 - $948 | 2% |
| Univera Healthcare Essential [100170] | $69 - $645 | 2% |
| Blue Cross Blue Shield | $74 - $912 | 2% |
| Tuscarora Nation [550120] | $234 - $351 | 6% |
| Independent Health Essential [100166] | $234 - $351 | 6% |
| Amerigroup [350102] | $234 - $351 | 6% |
| Vna Option Mltc [350110] | $234 - $351 | 6% |
| Excellus Rochester McD [350117] | $234 - $351 | 6% |
| Medicaid / KanCare | $234 - $748 | 6% |
| Crime Victims [100176] | $234 - $351 | 6% |
| Beacon Essential [350122] | $449 - $898 | 12% |
| Catholic Health Life Pace [400005] | $499 - $748 | 14% |
| Wellcare Fidelis Dual [450451] | $524 - $786 | 14% |
| Fidelis Dual Advantage [450120] | $524 - $786 | 14% |
| Humana | $524 - $786 | 14% |
| Aetna | $524 - $786 | 14% |
| Molina Essential [100167] | $526 - $789 | 14% |
| Ghi [100153] | $549 - $823 | 15% |
| Wellcare [450129] | $549 - $823 | 15% |
| Fidelis Essential [100163] | $549 - $823 | 15% |
| Iha First Choice [800001] | $596 - $894 | 16% |
| Independent Health [100165] | $596 - $894 | 16% |
| Beacon Health Options [100023] | $598 - $898 | 16% |
| Fidelis Exchange [100164] | $598 - $898 | 16% |
| Mvp Healthcare [100168] | $642 - $962 | 18% |
| UPMC Health Plan [100181] | $898 - $1,347 | 25% |
| No Fault [114001] | $1,136 - $1,704 | 31% |
| Workers Compensation [500101] | $1,136 - $1,704 | 31% |
| Federal Workers Compensation [500100] | $1,136 - $1,704 | 31% |